Build your own nest egg...

In these topsy-turvy times, saving money safely never goes out of style. With a Leominster Credit Union Savings Account, you get today's services and choices... with yesterday's safety and stability. Check out our options below, or ask a Member Service Representative to help you choose the savings program that's right for you.

Regular Savings Accounts

  • $25 minimum balance to open and to earn interest
  • Convenient banking by mail

    • Statement Savings

    • Allows up to six preauthorized withdrawals or transfers per statement cycle
    • Deposit or withdraw your funds 24/7 with your Quick Cash Plus VISA® Debit Card
    • Receive a simple monthly statement by mail or email that lists your transactions
    • No waiting in line to update your passbook

    Passbook Savings

    • Deposit or withdraw your funds at any LCU branch with your passbook
    • Your passbook supplies a complete record of your transactions
    • Use your passbook as collateral to apply for a reduced rate loan

Premium Savings Account

  • Combines the higher return of a CD with the flexibility of a savings account
  • Must be linked to an LCU checking account

A+ Savings Account

  • A special savings account offered to young adults under the age of 22
  • $25 minimum balance to open and to earn interest
  • No monthly service charges
  • A great way to start saving for the future

VIP Money Market Account

  • Rates comparable to or better than CDs
  • $1,000 minimum to open
  • $10,000 minimum to avoid $10 monthly service charge
  • Tiered interest rates
  • Six preauthorized transfers or withdrawals per statement cycle
  • Limited monthly check-writing (3 per statement cycle)
  • $10 per item charge for more than three check withdrawals per statement cycle

Premium Money Market Account

  • $1,000 minimum to open and to avoid $5 monthly service charge
  • Tiered interest rates
  • Six preauthorized transfers or withdrawals per statement cycle
  • Limited monthly check-writing (3 per statement cycle)

Holiday Club Account

  • Choose any regular contribution amount from as little as $5
  • Earn dividends for balances of $25 or more
  • No fees
  • Club deposits can begin anytime
  • Funds are available for direct deposit to your LCU account in November

Vacation Club Account

  • Earn dividends for balances of $25 or more
  • No fees
  • Funds are available at any time

U.S. Savings Bonds

  • Always a great way to save for college or retirement

Sterling Set

  • A special savings account offered only to members 55 years of age and older
  • Annual Percentage Yield (APY) on your Sterling Set savings account guaranteed to be higher than LCU's regular savings accounts (with balance greater than $2,000)
  • Optional DirectConnect Checking account with no monthly service charges or per check charges. The only requirement is a regular occurring direct deposit to your account, like your Social Security check.
  • Available as Passbook or Statement account
  • FREE Travelers Cheques, Money Orders (limit two per month), Notary Service, Pre-addressed Bank-by-Mail Envelopes, and Wire Transfer Service (for wires within the U.S.)
  • 3" x 5" Safe Deposit Box with no fee for the first year and 30% discount thereafter
  • Daily balances below $2,000 will earn the regular savings dividend rate for that day. APYs are variable and subject to change

Fees may reduce earnings on accounts. Rates and Annual Percentage Yields (APYs) on transaction accounts are variable and may change at any time.