|
| Effective date: 4/30/2008 |
| CHECKING |
Minimum to Open
and Earn APY |
Dividend Rate |
APY |
| A+ Checking |
| $25 or more |
0.25% |
0.25% |
| DirectConnect Checking |
| $25 or more |
0.25% |
0.25% |
| Premium Perks Checking |
| $25 - $999.99 |
0.50% |
0.50% |
| $1,000 - $4,999.99 |
0.75% |
0.75% |
| $5,000 or more |
1.00% |
1.01% |
| Special Privileges Checking |
| $25 or more |
0.25% |
0.25% |
APY - Annual Percentage Yield. Rates may be subject to change without notice or after account opening. Fees could reduce earnings on account. On all accounts a minimum of $25.00 must be maintained to earn interest.
| Effective date: 4/30/2008 |
| SAVINGS |
Minimum to Open
and Earn APY |
Dividend Rate |
APY |
| A+ Savings |
| $25 |
0.50% |
0.50% |
| Club Accounts |
| $25 |
0.50% |
0.50% |
| Premium Money Market Account |
| $25 - $999.99* |
0.50% |
0.50% |
| $1,000 - $9,999.99 |
0.65% |
0.65% |
| $10,000 - $49,999.99 |
0.75% |
0.75% |
| $50,000 or more |
1.00% |
1.01% |
| Premium Savings |
| $25 – $49,999.99 |
1.00% |
1.01% |
| $50,000 or more |
2.71% |
2.75% |
| Regular Savings |
| $25 |
0.50% |
0.50% |
| Sterling Set |
| $25 - 1,999.99 |
0.50% |
0.50% |
| $2,000 or more |
0.60% |
0.60% |
| VIP Money Market Account |
| $25 - $24,999.99 |
1.00% |
1.01% |
| $25,000 - $49,999.99 |
1.24% |
1.25% |
| $50,000 or more |
3.00% |
3.05% |
| SAVINGS CD/IRA |
| Type |
Minimum to Open
and Earn APY |
Dividend Rate |
APY |
| Term Share Certificates |
| 90 Day |
$1,000 |
2.65% |
2.65% |
| 6 Month |
$1,000 |
2.75% |
2.75% |
| 1 Year |
$1,000 |
2.96% |
3.00% |
| 18 Month |
$1,000 |
2.96% |
3.00% |
| 2 Year |
$1,000 |
3.05% |
3.10% |
| 3 Year |
$1,000 |
3.20% |
3.25% |
| 4 Year |
$1,000 |
3.20% |
3.25% |
| 5 Year |
$1,000 |
3.20% |
3.25% |
| 7 Month Special |
$1,000 |
3.50% |
3.50% |
| Term Share IRAs |
| 1 Year |
$1,000 |
2.96% |
3.00% |
| 18 Month |
$1,000 |
2.96% |
3.00% |
| 2 Year |
$1,000 |
3.05% |
3.10% |
| 3 Year |
$1,000 |
3.20% |
3.25% |
| 4 Year |
$1,000 |
3.20% |
3.25% |
| 5 Year |
$1,000 |
3.20% |
3.25% |
| Daily IRA Savings Account |
$25 |
0.50% |
0.50% |
APY - Annual Percentage Yield. Rates may be subject to change without notice or after account opening. Fees could reduce earnings on account. Early withdrawal penalties may be imposed. On all accounts a minimum of $25 must be maintained to earn interest.
* Monthly service charge of $5 if balance falls below $1,000.
|
 |
|
