Deposit Rates at Leominster Credit Union

Effective date: 2/22/2014
CHECKING
Minimum to Open
and Earn APY
Dividend Rate APY
A+ Checking
$25 or more 0.10% 0.10%
DirectConnect Checking
$25 or more 0.10% 0.10%
Premium Perks Checking
$25 - $999.99 0.10% 0.10%
$1,000 - $4,999.99 0.10% 0.10%
$5,000 or more 0.15% 0.15%
Remarkable Rewards Checking*
$25 or more 1.49% 1.50%
Special Privileges Checking
$25 or more 0.10% 0.10%

APY - Annual Percentage Yield. Deposit interest rates may be subject to change without notice and may change after account opening. Fees could reduce earnings on account. On all accounts a minimum of $25.00 must be maintained to earn interest.

* Deposit Interest rate tiers are as follows: 1.50% APY applies to balances of $.01 - $25,000 and .25% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. Qualifications per statement cycle: ten debit card purchases, receive electronic statements and one direct deposit or auto pay from your account. No minimum balance required. No monthly service charge. Available to personal accounts only. Unlimited ATM fee refunds per cycle when qualifications are met. See an MSR for qualification details.

Effective date: 8/15/2013
SAVINGS
Minimum to Open
and Earn APY
Dividend Rate APY
A+ Savings
$25 0.10% 0.10%
Club Accounts
$25 0.10% 0.10%
Premium Money Market Account
$25 - $999.99** 0.10% 0.10%
$1,000 - $9,999.99 0.20% 0.20%
$10,000 - $49,999.99 0.25% 0.25%
$50,000 or more 0.25% 0.25%
Premium Savings
$25 – $49,999.99 0.15% 0.15%
$50,000 or more 0.35% 0.35%
Regular Savings
$25 0.10% 0.10%
Sterling Set
$25 - 1,999.99 0.10% 0.10%
$2,000 or more 0.15% 0.15%
VIP Money Market Account
$25 - $24,999.99*** 0.10% 0.10%
$25,000 - $49,999.99 0.15% 0.15%
$50,000 or more 0.35% 0.35%

 

SAVINGS CD/IRA
Type Minimum to Open
and Earn APY
Dividend Rate APY
Term Share Certificates
90 Day $1,000 0.20% 0.20%
6 Month $1,000 0.30% 0.30%
1 Year $1,000 0.50% 0.50%
18 Month $1,000 0.60% 0.60%
2 Year $1,000 0.80% 0.80%
30 Month $1,000 0.70% 0.70%
3 Year $1,000 0.99% 1.00%
4 Year $1,000 1.24% 1.25%
5 Year $1,000 1.49% 1.50%
Term Share IRAs
1 Year $1,000 0.50% 0.50%
18 Month $1,000 0.60% 0.60%
2 Year $1,000 0.80% 0.80%
30 Month $1000 0.70% 0.70%
3 Year $1,000 0.99% 1.00%
4 Year $1,000 1.24% 1.25%
5 Year $1,000 1.49% 1.50%
Daily IRA Savings Account $25 0.25% 0.25%

APY - Annual Percentage Yield. Rates may be subject to change without notice and may change after account opening. Fees could reduce earnings on account. Early withdrawal penalties may be imposed. On all accounts a minimum of $25 must be maintained to earn interest.

** Monthly service charge of $5 if balance falls below $1,000.

*** Monthly service charge of $10 if balance falls below $10,000.