Easy Does It - With Bank At Work

Bank At Work is a full-service program with money saving benefits that Leominster Credit Union offers to the employees of area companies.

To be part of Bank At Work, all you do is agree to have all or part of your paycheck directly deposited into a DirectConnect Checking* account at LCU each pay period. You’ll receive all the benefits of this special program, saving you both time and money.

Our DirectConnectChecking* account offers many benefits:

  • Low $25 deposit to open
  • No minimum balance with direct deposit
  • Interest bearing - see our rates for details
  • Free first order of standard checks
  • Free LCU and foreign ATM transactions
  • Free Online Banking and free Bill Pay

Quick Cash Plus Debit Card

You'll have access to your money 24 hours a day, 365 days a year at thousands of ATMs worldwide. With Quick Cash Plus, you'll have the added benefit of being able to make purchases wherever VISA® is accepted. Your transactions will appear on your monthly statement for easy record keeping. Click here for more details on the Quick Cash Plus Debit Card

Statement Savings

You can elect to have a portion of your paycheck directly deposited into a statement savings account each pay period. Your statement savings account can also be accessed with your Quick Cash Plus Debit Card for added convenience.

  • Allows up to six preauthorized withdrawals or transfers per statement cycle
  • Deposit or withdraw your funds 24/7 with your Quick Cash Plus VISA® Debit Card
  • Receive a simple monthly statement by mail or email that lists your transactions
  • No waiting in line to update your passbook

24-Hour Access To Your Accounts

At LCU, we offer two convenient ways for you to access your accounts 24 hours a day:

Member Online

Use your computer to monitor your accounts!Click on the ENTER button in the Member Online log-in box located in the upper-right hand corner of any leominstercu.com web page. All you'll need is your Access ID and Password to access account balances, review current and previous months' statements, make transfers and apply for auto, personal and passbook secured loans. With Member Online, you can even pre-qualify for a mortgage and much, much more. Click here for more details on Member Online.

MEL - Member Express Line

From any touch-tone phone, you can check account balances, checks paid, interest earned, and more. Call 800-649-4646 and press 1 for MEL. The user-friendly menu will guide you through the process with the push of a few buttons.

Discounted Loans Through Bank At Work

You'll receive a discounted rate on every new or used auto loan or personal loan when you have your payment automatically deducted from your DirectConnect Checking account. You'll be pleasantly surprised how much you'll save over the life of a loan.

Additional Bank At Work Services

  • Free notary service
  • Free Travelers Checks
  • Free one year safe deposit box rental

It's Easy to Sign Up

  1. Find out if your company offers Bank At Work with Leominster Credit Union.
  2. Complete a payroll deduction form that tells us how to distribute your funds among your LCU accounts.
  3. Return the form to your Payroll Manager and we'll take care of the rest.

If your company does not currently offer Bank at Work with LCU and you would like us to make a presentation, please have your Human Resources Department contact a Leominster Credit Union Branch Manager or E-mail us. We'll be glad to come in and show why more than 300 companies have already joined. Remember, Bank at Work is a great employee benefit with no cost to the employer or the employee.

* $25 minimum deposit required to open account. Requires direct deposit (greater than $100.00) of payroll, social security or pension check. No charge for up to five (5) foreign (non-LCU) ATM withdrawals per statement cycle. Fees could reduce earnings on account. LCU is not responsible for surcharges imposed by other financial institutions.

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