Making sure your money is where it's supposed to be, when it's supposed to be there, is getting simpler all the time with online banking.
Online banking services allow you to safely monitor your money, move your money, and even keep more of your money by taking advantage of timely offers.
Convenience
Many members begin learning about online banking by monitoring account balances and tracking transactions. If you forget to record the amount of a debit card purchase at a gas station, online banking allows you to go online to retrieve a current statement that lists the transaction.
Save time
Paying bills online is one of the biggest time-savers created by online banking. You enter account information when you sign up for the service, then return to the site to pay a bill with a simple mouse click. You also have the option of setting up automatic payments to handle recurring bills, such as insurance premiums or utility bills. Paying bills online cuts costs by allowing you to purchase fewer paper checks, as well as eliminating the need for stamps and envelopes.
Safeguard accounts
To prevent others from gaining access to accounts online, change online banking passwords frequently. Never create passwords based on common information such as birthdays, addresses, or your mother's maiden name. Never respond to an e-mail purporting to be from the credit union that requests account or password information.
When visiting the credit union's site, make sure the secure area of the site--those Web pages you access after you log in with your password--always has "https" at the beginning of the Web address displayed on the top of every page, and a locked padlock icon on the browser frame, not on the page. A "spoofed" site will appear to be legitimate but lack one or both of these markers.
Never share personal account information in e-mails. The exception is secured e-mail or instant messaging the credit union offers through the online banking service. A secured message session should have "https" in the Web site address and display a locked padlock icon.
Explore your options
Take time to explore Leominster Credit Union's website and Member Online. Online loan applications offer easy applications and quick loan approvals. Our new Bill Pay product makes paying monthly bills a breeze. Sign up for e-Statement and stop receiving all that paper in the mail each month. You'll receive your monthly statement online and can reconcile it at your convenience. Check your balance, transfer funds, view account activity and see cancelled checks any time of the day or night. Log on today at www.leominstercu.com and click on the Member Online icon.
Copyright 2005 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved